NFC works, what I am assuming you're referring to is the lack of Google pay and thing won't happen in short the Lack of a certification from Google.

If the App has native NFC payments, it will work.

The only thing that I am concerned is Google's Grips on Android and themselves being in a lawsuit to get broken up, I have two fears

1 Google goes Agro mode and makes it impossible for GOS to port patches and Android versions fast or not at all possible. Which is somewhat happening with Android 16 but also other reasons too.

2 Google has to sell off Android and a worse company buys it,

Minus that Goole has good security and hardware. I don't like their approach on Android, they're very controlling even though they literally rely on open source software and benfitobenefits from it.

I say iat first I missed Tap to pay, but now I carry cash and I feel more private. Also spend less too 😂