I witnessed this in my own life. My parents always advocated for living within your means. Making extra mortgage payments to pay it off faster etc. They disparaged my friendsā parents who over-extended, burdened by huge mortgages, but living in big nice houses.
Nothing bad ever happened to those people my dad talked about, as far as I could tell. The lesson I took from this was that the system does not reward prudent behavior. In a corrupt system, being responsible is irrational.
Under a Bitcoin standard, debt will be fatal. But under our current fiat standard, the winners will be those who can acquire the maximum debt in fiat units and stack Bitcoin with it.
Just donāt be a forced seller.