tell him to close his bank account and move all his fiat to nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqgp4kg7dqtfdwhj4em3clhhzd0yz78g460y4szqqkp9smghdkaghaglmys9t . he'll earn 3.8% interest paid in bitcoin and the money will be right there for whenever he's ready to smash buy more. i'd recommend activating force field to protect against wrench attack.