Has anyone here ever bought #jury duty #insurance?
#asknostr
Discussion
I wonder whether it's possible for libertarians to buy group jury duty insurance, so that jury duty income loss is not a reason to avoid jury duty?🤔
You mean legal expenses insurance?
I mean lost income insurance.
As I understand, most try to get away from being on a jury, because it pays less than their job or self-improvement.
Loss of income requires a worksheet from a claims rep to identify the financial loss(es). That's more of a commercial policy tied to business personal property. If you're needing personal injury protection, that is different and is tied to a personal auto policy.
Could libertarians in your territory obtain a group policy for such risk, in order to enable participants to be willing to serve on as many juries as possible?
The system is incentivised in such places to discover and disqualify them during jury selection; only a small minority would actually qualify for a claim.
So, seems a competent niche insurance underwriter could make profit on it, by marketing to activist organisations, including libertarians.
Here in Louisiana, jurors are selected at random by the clerk of court. Where are you located?
This is not applicable to me, because I am in Asia, and courts don't have juries here.
The question came up from hearing that in most of American territories, juries are selected by the opposing lawyers, and can be removed by the judge without explanation to shape the trial outcome.
Everywhere, most would do anything to avoid being selected, to escape income loss during a long trial.
The Quash: Our right to a jury trial has been taken from us
That's correct. The opposing lawyers pick the jurors, but they're selected at random initially.
A Summons is mailed out to 300 people, for example, to report for Jury Duty on a specific date. Prior to them attending, they check a website or call a number to see if the number on their Summons got picked. If so they must attend. They then show up, check in, and then wait, sometimes for hours, before being called to move to another room. Some don't even get called at all but they have to wait there anyway. Those who were moved to the other room, get questioned or interviewed. Then the lawyers select who they want for the proceedings.
OK, so what he says is true.
How then, can the natural opposition to being on a jury be addressed through insurance policies?
I mean to the point that people can volunteer to be on a jury with alacrity, because they know they won't suffer financial losses in the unlikely case they are selected.
Currently, the incentives seem constructed to make their jury system irrelevant: the judge and lawyers shape the outcome of the trial however they wish, as he explains in the Trial by Jury podcast series.
Spooner - writing 170 years ago - confirms that's been the case practically since the beginning of their gangsterment.
I'll look it up, but as far as I know ... there aren't any incentives about Jury Duty, unless it's JURY NULLIFICATION. 🙂
Yes, that's not an incentive, because they don't get any immediate personal benefit, but do suffer immediate personal financial losses from a rather unlikely event of being on a jury!
That kind of outcome seems perfectly suited for insurance policy riders, or whatever that's called in your territories.🤔
I think what you're looking for doesn't exist, unfortunately.
Why wouldn't the insurance underwriters offer such as a rider or even separate group policy?
I'm not convinced that there is an insurance policy in relation to the financial losses of jury duty. The question comes up how to underwrite such a risk, how would it be priced, and what type of documentation can be supported to an insurance carrier of the financial loss? This is not a common exposure but you raise a valid point. I am intrigued.
Well, the victim would present whatever his proof of income was for some recent preceeding period. Subtract from that whatever the gangsterment pays them for jury duty: that's the loss.
What do you think your underwriter would say, if you said, "I have an idea for a rider to market to political organisation members, such as #Libertarian Party, #GOP, #AARP, et cetera..."?🤔
It's not up to one underwriter for such a product. It would have to come from an insurer who's done the heavy lifting with their actuary of assessing the exposure. You present a very interesting concept.
Another marketing channel might be sending an ad to those chosen by the clerk for that jury duty purgatory.
That must be somehow publicly known in your system and involve advanced notice of at least a few weeks, right?
So, they get an ad during that notice period that insurance is available in case of their being selected for jury.
There must be some public data in such a system regarding what the chances are of being selected, no?
Doesn't seem difficult to calculate risk, and target those affected or willing to be on juries, if they can be protected from losses.
I heard Americans suggesting to each other that claiming "financial hardship" is a good way to avoid jury duty.