That's smart and I'm not either on anything significant. I probably never will since I'm so conservative. But a car isn't that big of a deal for me. I'd live in the worst case, which is liquidation.

As for the taxes, that isn't the real point since those are on just the nominal fiat gains anyway. The consideration for me is does Bitcoin's growth outpace the interest? Being conservative, I figure it will at least break even on 13%. That's way conservative, but shit happens. If Bitcoin grows 13% or lower what are we even doing here? It wouldn't be keeping pace with US inflation at least (if you believe CPI is bullshit). Maybe I'd still use it for other reasons, but SOV would be dead. Might as well use fucking Monero at that point.

Anyway, that's where my thinking is. I come here to be called retarded and educated on what I'm missing 😂