Thanks for the perspective. I think where I’m having a hard time with your view is that there’s no certainty I’ll live to my 60s and 70s. I had a few deaths last year and I was confronted with that fact. Life is not certain

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Fair enough. Only you know your age, how you feel, what doctors have said to you. If you have a clean bill of health and no known disease history in your family then you really should be guided by actuarial studies which on balance may put you in the 80-90 range. Perhaps you need to find a 50/50 split between your dream job and one that better supplements income so you don't feel like you are falling behind - if that's the feeling. All the best 👍🏻

Thank you, I appreciate your thoughts, very helpful perspective