This is exactly it, great post. There's only one economy truly "working" for the average pleb since 2001. The economy of hard assets. Real estate, gold, Bitcoin, etc.

All the rest only works for elites, State connected individuals or lucky individuals.

The economy has to work for the masses, otherwise it's not a free market, it's just feudalism. Which as we all know could be a great way to define what's going on in the world. State feudalism, where State connected individuals unproportionally benefit from large amounts of fiat money printing.