Bitcoin thoughts:

Premise:

Borrowing against bitcoin short term

Ideas from the edge:

Hodler stores Bitcoin in their own cold wallet.

Bitcoin bank cannot access the Bitcoin

But the bank needs assurance the debt is tied to the hodlers Bitcoin

The idea:

A decentralised remote escrow instrument

The instrument facilitates a charge for the bank to guarantee the loan

And allows the hodler to remove the charge, when the loan is repaid

This is my wandering imagination, just thinking out loud, this is conceptualising as a dreaded smart contract

So maybe not

But ideas 💡 can bloom other ideas

What do you think?