No, you’re not “too late” to bitcoin, as it’s mathematically designed to go up “forever Laura. Forever” (Fidelity prediction is Pic 2). You’ll just feel like an idiot, forever, if you wait til after 100k for your financial advisor to tell you to start accumulating (they’ve never been able to get a cut before, now they can, but danger: its just paper bitcoin, it’s neither real bitcoin , nor *your* bitcoin until you are holding it in a cold storage device, aka wallet).
From 2018
