A node is no problem.

Airgapped cold wallet is no problem.

Acquiring bitcoin in Europe with no KYC is a problem... (I don't like P2P but maybe I should)

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Under 30k a month you can look at the Swiss 🇨🇭

Try nostr:npub15369wu3wzzar5fclhecyqfv683x69n6nhlg7rxqnsg2dydgxflpq3apswl - nice UX and never had a problem with them so far