Fink identifies a problem: poor people can't hedge inflation, like rich people have done with stocks. His solution supports tokenization of everything, so poor people can invest locally without inefficient distribution. Of course, this isn't the solution -- because, again, the problem is poor people don't have money to invest. The real solution: STOP DEBASING THE CURRENCY, and stop the financial repression. But, this then reveals the real problem: we can't stop borrowing without financial collapse. So, we keep kicking the can....