Unless you delete the key from your coldcard, you’re already leaving your naked singlesig laying around and have a second item to secure.

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So my Coldcard gets stolen along with my Seedsigner and seed QR code. Which offers more protection in a single sig wallet in this situation? The Seedsigner? Lol.

Whataboutism is a lose/lose game. Thief beats your ass or worse until you give up the pin is the likely scenario there.

Trade offs, all the way down.