SELF-CUSTODY OR BUST:
Another risk of custodial bitcoin and crypto platforms instead of self-custody:
If an entity declares bankruptcy, and you withdrew in the 90 days before that date, you can be SUED to get those funds back to settle the debts of "other" creditors.
This is currently happening to millions who used Celsius
https://www.reuters.com/legal/litigation/potential-preference-exposure-withdrawing-crypto-2022-08-16/