And lightning is basically paper BTC, but I don't see you calling out nostr devs for being too lazy to make a wallet address profile field NIP

All warning signs of a Tulip hoax. In particular when you see the kind of actors pumping BTC right now.

But, they'll have an excuse to say "we need to put crypto under more regulatory scrutiny and compliance from now on, just see what happened with all the pension funds and peoples savings with Bitcoin. We can't have that anymore".

That is inevitably how it will go.