Literal forced ponzi 🤣

“Hey, why don’t you invest your money with us, but… you can’t withdraw, or we won’t have anything for those who came before you to enjoy” nostr:note16yacf8gjwknxpmn6ca8mxztayq0v92s4n32m75zp2f5yruqxlunq7v6y2w

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Not to mention you can’t touch it til your old, who knows if you’ll survive that long to see it

It's due to the tax free nature of the funds. Also, its a partial replication of the old pension system. It's a disincentive to wreck your retirement, when you'll become a helpless public charge.