As soon as major credit card providers allow balances to be settled in #Bitcoin, I will no longer need an exchange nor a bank to live on #Bitcoin in the states.
That's probably happening before 2030. #GetOnZero fiat is about to be a lot easier.
Preferably settled quarterly or twice a year.
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You'd probably have to be ok with paying the minimum and accepting the interest to do a quasi-quarterly settlement. I think regulations probably require monthly payments