Credit Scores are a scam of the highest order.
Discussion
Agreed
I tell people to wait till your kids get older and you have to tell them to build up debt to pay it off on time so you can get more debt.
But what if I donβt want debt and want to pay in full?
Donβt, thatβs bad actually.
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How is it a scam? We pay on time and get a better score
minus 5 points!
Sincerely,
your overseeing authority!