Not at all, counterparty can falsely report you as scammer and you can lose your acc. There're other risks as well.
Discussion
That's how chargebacks are done. You're repeating what i said but with more words.
Not every chargeback is necessarily a false scammer complaint. I'm a seasoned P2P trader w/ thousands of P2P trades under my belt AND I work on payment systems.
At best you're unaware of your own lack of knowledge and experience, at worst you're a poser. Stop acting like you know everything and be humbled by your apparent ignorance.
What a sore fuck.