Well to be able to make monthly bills and pay off the mountains of debt from 2019-2022, and getting off insane Aped-in (>95% exposure), some at 52k, 55k, 63k, 67k, 76k, 83k, 90k, 110k, 118k, 129k, 149k. Then hoping to be at a reasonable 80-85% all-in and be able to afford life instead of being a debt-slave.