Disagree 🤓

Many people in both colonizer and post-colonial countries buy their second house, their next watch, their third car and their 10th phone upgrade - all on debt.

Because they can. Because it's easy and it's a status symbol.

We see it all around it.

Staying Debt-Free is an active choice to make ✔️

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Good point. For me personally dept was never an option of choice. Thanks to my parents probably. 🙏

Yes, you're very lucky ✨

But a lot of our Asian, African collaborators who've also never grown up in socialist economies can be like this.

Their govts never did/gave anything to them, so they always had to save up to buy assets and this, hate debt.

Good problem to have 😉