They better hope the returns are insane or the younger generations still won’t care. Make a list of what the younger generations need and price it out. If they can’t redeem their labor for those things, then they won’t care. Many of the things they want have a time component ( think plastic surgery before 25). Lenders might do better than asset managers for a certain period of time. Id expect government backed lenders to make a ton in the next decade. Laws may change to enable this to happen.

Bitcoin will do fine, but it will be over time and not immediate like a loan. Hope this made sense.