The card works for bills just great, even though you have to use a work around and that work around disappeared a few months as go before coming back. It will happen again.

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That's fair. The fold card is ultimately linked to Sutton Bank (according to Capital One), which is a fiat based institution. The Paypal bill pay hack is also ultimately a fiat institution and all subject to bureaucratic control.

I'll get rugged eventually, but the sats I get back from using the card is worth more to me in the meantime.