That's false. You don't need to accept NIP-95 events.
Discussion
So now everyone needs to build in custom filtering just because you want to do something stupid?
Do you prefer I put it directly in kind 1 tags like Will proposed?
Don't upload files on nostr, that's not what it is meant for.
The filter there must be is by message size. Anyone who creates a relay and doesn't set a message size limit doesn't know what they're doing