Makes sense thanks for the info. It seems like using Mutiny to zap would be a good option then sense it's non custodial. I'll accept the custodial risk for small amounts for now (on the receiving end) and use WoS/Alby.
Possibly dumb question, but is there a risk to giving Alby your nsec to use their nostr key management software? Or is it just more risky to stick your nsec in every nostr client?