Exactly. It’s a clear example of what Robert Kyosaki says about the fact that primary home should be in the liability column, not the asset column. I had a less demanding route. I saved and bought my first place with cash. Really small and in a part of Spain that wasn’t so expensive. It became popular and went up but at same rate as everywhere else. The appreciation seems to simply be trend, area popularity and denominator devaluation.
My wife wants to buy a new plot and build another house now. I told her straight. We leave this one, rent, sell and use those funds but I ain’t touching the bitcoin for this!