When my wallet searches on the note for balances on my addresses, the note sees what I'm searching and what I'm finding.
Therefore it knows what UTXOs I own 🤔
Discussion
I believe you're correct ⚡️
why can't I zap you? do you have a LNURL?
I have a LN-Address (restedcoil79@walletofsatoshi.com) set in my profile. WoS, Alby, Fountain for example support this.
I don't know how to generate a LNURL. WoS should support this, but I can only generate something starting with lnbc1... and I believe this is an invoice without set amount, but with an expiry date. LNURL should start with...well "LNURL" 🙂.
Always something new to learn in the Bitcoin world ☺️