That’s kinda where I’m at. My gut tells me to start knocking out debt, but the math doesn’t agree.

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My debt is a ridiculous 8% mortgage.

Yet I am getting 50% annual returns on my bitcoin. It makes no sense to put that money into paying off my house. Think of it as an arbitrage play.

Is this the definition of a speculative attack? Taking a mortgage to buy bitcoin would be true SA. I guess this is a second order SA

I have done two cash out refis to buy bitcoin on my last house, and then I used my equity when I sold the house to buy more. So, yes, I've turned my house into a speculative attack.