85% of people cannot think for themselves or are capable of creative thinking.
As long as the party line is : “Trust us, you’re deposits are safe, FDIC insurance.” They’ll repeat it over and over again.
They’re like the proverbial frog in the cooking pot: Slowly boiled over time via inflation and completely oblivious to it, and to the fact that there is no lid on the pot yet.
Soon the lid will be called CBDC and they’ll then use that as an excuse to not opt out of fiat.
They’re not bad nor evil, they’re the same people who’ll adopt a BTC standard when it becomes “The current thing.”, so it’s up to us to increase adoption fast.