Replying to Avatar Séimí Mac Síomón

No problem , I'm new to all this too .

The way to keep UTXO's seperate is simple :

Make sure they are never used as inputs for a transaction along with KYC UTXOs.

I wouldn't recommend Ledger for this because I don't think they allow a lot of control over which UTXOs get used in a transaction.

If you send funds from a ledger "account" does it only use coins from THAT account ?

I'm not so sure actually .
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Noerms 2y ago

They say they generate independent xpubs for each account:

https://bitcoin.stackexchange.com/questions/109536/are-transactions-from-two-separate-bitcoin-accounts-on-ledger-nano-s-independent

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Séimí Mac Síomón 2y ago

That's definitely working in your favor, but I wonder for example if you had 1000 sats in one account and 1000 in another and you went to send 1500 from your ledger would it "cross over " and use utxos from both accounts to complete the transaction. That would be a BIG no no.

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Noerms 2y ago

No, i don’t think that’s possible, because you need to choose the accout you want to spend from and if theres not enough funds in it you can’t do it

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Séimí Mac Síomón 2y ago

The I'd say that all looks goods. Just keep funds (utxos) in separate accounts and only spend from those accounts accordingly .

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Noerms 2y ago

I hope i can buy a second HW soon. This should be just a temporary solution 🙏