I need apps and internet on mine for verification but I make it a point not to use it on a phone other than that.
I always figured I use too much fucking internet at home on my desktop - if I do it on a phone too then there's no escape.
Discussion
Ive almost replaced all the companys that 'require' sms/2fa
and credit card payments
Im now using 98 percent cash and bpay (direct payment from bank account/bank transfer)