The cost of the card gets amortized with every hand over. It will also be cheaper as the scale increases.

It’s just a different way of transferring UTXOs. It is absolutely L2. You are just stuck in one way of thinking about it :)

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Hey by the way don’t get me wrong. I definitively love those cards and I want one for me too 😂. But though I agree is a transaction happening in another layer once I handed it over to you.. I think it’s one possible use case but I can’t see it as the main reason why people buys it..

But those cards are very cool.. and I’m always thinking of getting one though not sure how to from Argentina