That is a whole other topic you opened up here .. every asset class a minimum threshold barrier and acquisitions cost .. like six percent is common in real estate and you will be luckey if you get a good location for less than a million .. which means most people are priced out ..

KYC is another barrier cuz you need to have paper work and must find time to visit a branch etc etc ..

Credit score is another barrier in asset acquisition..

Citizenship is one more .. and list goes on ..

#bitcoin is so amazing that you can literally buy 1000 sats for a dollar without KYC .. without credit score anywhere in the world ...

Only dumb humans have the capacity to ignore it for over fifteen years .. but what mai say ..I am just a small 🐘:-)