Got it! So, at that point, an employer would likely either run their own node or collaborate with another company that does, enabling them to pay a newcomer to the job market using a custodial Lightning wallet.

If the employee wanted to move their salary, they could freely transfer funds to other custodial Layer 2 wallets. However, they wouldn’t be able to take self-custody without settling on Layer 1?

Additionally, a group of individuals who don’t trust any custodial options could theoretically crowdfund a Layer 1 fee and open their own Lightning node. Is that correct?