INTU offers some of the best consumer level information available and this from their most recent earnings on the plebs:

“If I just focus on the consumer, a couple of things I would say. If you look back to last March of 2022, credit scores are on average down 13 points. Credit balances are up about 30%, and the credit band of like 600 to 660 had the largest balances, they’re carrying about $10,000 on average.”

Fair to say GDP is UP but the growth and benefits are being missed by the low/middle classes.