ALBY:
here is what they did in short:
it cannot be used with bluewallet any more. rejects any transaction
it cannot be used with qr from any other wallet
they hold back about 5% not 1%. they lied about it.
using a lightning address to send 50% worked
you need to leave about 5% there so they can charge you 20-50% in fees when you finally send the remaining 5%. but you can only send 95% of 5% and they will charge you horrendous fees. they also lied about the fees.
do not use alby.
now i need an easier way to switch from nip05 alby to another one keeping the profile