Am tipping waiters in Bitcoin.

I also tell them that there is 3% additional Martin in taking retail payments in Bitcoin Lightning. 0.5% transaction fee and no chargebacks which average 2.5%.

If a retailer is making a 30% margin on sales, then an additional 3%, is 10% more profit going straight to the bottom line.

If they don’t want to take the risk on the Bitcoin price, then switch it into fiat post transaction.

There are very few people that will pay in Bitcoin Lightning right now, but with those economics, how can it not catch on?