Ecash should be used by pros only who already mastered self-custody.
L1 is still the best to learn all the necessary responsibilities, with layer come abstractions that make it easier for normies to get started (adoption), but they will not have a clue how all this works which is bad for long term health of any system.
I just don't see a reason it should ever be used instead of self custodied Monero / doge
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Always edge cases where it makes sense.