Hmmm. But if you owned the Bitcoin in the IRA, then you wouldn't need to sell it, it would just keep appreciating tax free. No need to sell it until you are 72(I think), and even then you only need to sell a small chunk.

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I promised my wife a finished basement this year (to make room for another kiddo). We're close but not quite there.

Hahaha. Gotcha!

When I think IRA, I think untouchable. My wife thinks differently sometimes. Lol