That's a pretty even split you got there. Personally I prefer larger allocations on Bitcoin and smaller ones on other things and I'd scrap the last one. Add that to the top!
Discussion
If I had more money, I’d allocate differently but since I’m broke, I feel like hedging is the smart thing to do.
Unfortunately, I have to stay liquid in fiat, even though I don’t want to.
I’ve had too many situations where I’ve needed Fiat Liquidity, and I had to sell, ask my parents, or just put a thumb up my ass, and suffer, no credit cards right now.
I hear you and by no means am I trying to make suggestions on what YOU should do with YOUR money. But let me add that I've done the diversification thing in the past and it was - mostly - not a good choice. So diversify all you like but don't spread yourself to wide.