You tell me what stops people switching from Bitcoin to something else? What's stopping you from adopting Bitcoin? You have more trust in fiat?
risk
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The biggest risk is to stay in fiat.
https://video.nostr.build/60cf3741f4b58380dd2925d5ddcc18dadb27cd4b86e2dd75ce6cd3680ad4f7dc.mp4
fiat is currency; currency is just the flow of money within an economy