The industry built to combat fraud is dependent on fraud for survival, so there’s no real motive to prevent fraud.

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Sounds a lot like government.

Bit of paradox innit

Show me the incentives I’ll show you the outcomes

Ah yes that breech

My info was leaked through my employer sponsored health insurance. So i got “free fraud monitoring” from the big credit agencies. I guess they monitor my credit, but they really just seem to spam me with offers for credit cards.