I dont think it's about the IQ. People vary on the scale but we're all pretty similar, disregarding age, skin color etc. I think it's more about having a certain amount of disposable income, life circumstances and experience that shape your understanding of value, assets etc.
Discussion
The difference between 130 iq and 80 iq is very very wide.
If you’re smart it’s really hard to grok how dumb dumb people are.