Perhaps a more fitting analogy is, JP on one end and the other end is DC and TBTF Banks. .

I don't think I'm spoiling the ending if I say JP doesn't win.

According to the experts, he never really had a chance. If DC allowed him to win, then none of them would get rejected. At the end of the day, that's what it's all about.

This is why a little insurance doesn't hurt. But not having enough can wreck.