The first question is very well answered by all the central banks.

No. We are not. Not yet, at least not in the US.

Yeah, $100 bills. Plus BTC and monero to some extent.

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Bitcoin is to trackable to be trusted in my opinion for privacy unless you really know wtf your doing at this time.

Cash, monero, some shiny metal rock & gemstones.

Yup. But it's still a good store of value.

I'm not and have never been a BTC maxi. It's just another tool.

Agreed

I’m a tool maxi

You gotta pick the right tool for the job.