As with every self custody wallet make sure to store your seed words properly.

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I'll keep that in mind. So what are the upside and downside of using a self-custodial wallet?

You don’t have to worry about a custodial service stealing all your funds.

The only down side is having to take responsibility for losing your funds (seed words).

So if it comes down to only keeping the seed words safe somewhere, why don't more people use the self-custodial wallets? I'm talking in the context of Nostr and zapping.

Good question