As an 80 IQ pleb I would still like someone to explain to me how one pays back a loan they take against their bitcoin without taking another loan against more of their bitcoin.

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Sounds like a good way to sell your bitcoin slowly then suddenly 🤣

Yes.

Places like ledn let you roll the loan over at the end of the term. I'm not sure if you accumulate origination/documentation fees for doing that, but it basically appeals to the degenerate who assumes they'll just keep clawing their bitcoin back as the value goes up, never considering that 75-80% corrections have consistently been a fixture of hodlr culture.

I have never been tempted to use Ledn, and they don’t serve where I live so maybe the BitLicense isn’t so bad after all.