In Canada I use Shakepay for their preloaded credit card. Shakepay has higher fees for swaps and sending so I don’t use this for savings, just the card.

Bitcoin well for all savings and DCA’s, you e-transfer funds and it sends it direct to cold storage with a pretty low spread, right around 1% I believe

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Ahh nice, I use Strike in the US. Have you tried Bull Bitcoin at all? Wish their services were offered here

I do have an account set up but I haven’t used their platform yet. I think btc well has slightly lower fees

I haven’t heard anything but good stuff about bull bitcoin though