Hot take: children should be the default retirement plan.
If you do not contribute to the future of society, why should society contribute to yours?
PS: Children are social security; what the gov't calls social security is actually a scam.
I don't expect my children to save me when I'm old. They will have their own problems by then.
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That's sad, but I likewise am not yet able to support my parents if they became in need.
It's not sad. They probably would do it if they could. I just don't think it's their responsibility. And I will do everything so they don't have to help me.
