Reputation using badges maybe? If someone said will pay and not pay, will be registered. And the ones that really pay can receive badges for example.

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Yep. It’s similar to the marketplace problem space. And also the more general WoT space.

Really until you have money (read: block confirmations) in your account, you don’t have it. And if it’s fiat in your account, you also don’t have it 😅

Not sure if that’s really necessary. You’ll probably work on a bounty by a known and trusted community member (at least initially) where their reputation is on the line.