What's so bad about 12 word mnemonic key phrases? I often hear people tout "inconvenience" or "super complex". Really? 12 words is complex for you? I'm assuming you've surely never read a book then.

Seriously though, what makes it so much more difficult than your standard banking app on your phone? You log in with two inputs, your access card number, and a password. #Bitcoin only requires one input, and it's 12 words.